Financing

Flexible payment options for serious buyers

Heavy-duty equipment is a serious investment. We work with our partner banks and licensed escrow providers to make payment safe, structured and aligned with your cash flow.

PAYMENT OPTIONS

Four ways to pay β€” pick what suits your deal size.

Bank transfer

Standard payment method. We provide full beneficiary details, SWIFT/IBAN and proforma invoice.

Escrow

Recommended for first-time buyers β€” funds are held by a licensed escrow provider until you approve delivery.

Letter of Credit

For container-volume orders. We work with major Ghanaian and international banks to issue and confirm LCs.

Deposit + balance

30% deposit at contract signing, 70% on shipping documents. Common for new-equipment factory orders.

OUR FINANCE PARTNERS

Bankable, transparent, accountable.

Tier-1 bank network

GCB, Ecobank, Stanbic, Standard Chartered

Licensed escrow

International escrow providers β€” bonded & insured

Factory financing

Direct payment terms with select OEMs

BUYER PROTECTION

Your money is structured to stay safe.

Every Patathon transaction is built around verified suppliers, escrow-style milestone payments and full visibility. You never pay a final balance for a machine you haven't inspected.

  • Proforma invoice issued with bank-grade beneficiary details
  • Funds released only after successful inspection & video sign-off
  • Refund clause if equipment does not match the agreed spec
  • Insurance during ocean freight included on every shipment
  • Final balance payable on arrival of shipping documents